Agents are genuinely good at getting a first version on screen fast. That's real value for testing an idea. The trap is assuming a prototype is production-ready. A login screen that works for you can still leak data, and an agent won't always flag that.
The pragmatic path is to use AI to move fast, then get experienced eyes on anything that touches money, personal data, or scale before real customers rely on it.
Updated July 2026
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