Here is the test. If it sits idle until someone prompts it, it is a tool. If it works through a whole job and reports back, it is an agent. Tools make your team faster at what they already do. Agents take the work off your team entirely.
Which do you need? Almost always, start with tools. They are lower risk, easier to trust, and quick to adopt. Once your team is comfortable and you have a repetitive process that follows clear rules, that process is ready to become an agent.
We usually sequence it this way: tools first to build confidence, then agents for the repeatable work once everyone trusts the output. Skipping straight to autonomous agents before that trust exists is how good projects stall.